Depending on the leased object, the terms of the lease contain some compulsory insurance requirements in order to cover various risks.

Car leasing (passenger and cargo vehicles):

CASCO (voluntary motor vehicle insurance) – covers losses caused by fire, theft/robbery, collision with an external object, malicious damage to the insured vehicle by a third party, losses resulting from windscreen damage, scratches, cracks and the like occurring during transportation of the damaged vehicle to a parking lot, home or service;

Obligatory Third Party Liability motor insurance (OCTA) – mandatory civil liability insurance of the car owner or legal user to cover any road accidents involving damage to a third party.

In addition to the above, it is possible to cover passenger accidents, which would pay out compensation to the driver and passengers or their heirs for personal injury resulting in a temporary disability to work, physical incapacity or death, as well as reimbursement of related medical costs.

Industrial leasing (Industrial machinery and technological equipment):

Specialist property insurance – coverage of all risks in full or separate risks as listed in the agreement for various equipment and special machinery (construction, agricultural, forestry, etc.)

It is also possible and advisable to insure:

Civil liability – according to the specific nature of the business, this insurance covers third party losses incurred during the business activity of the insured entity, involving damage to its products, services or professional services.

Loss of Business – covers lost profit or other financial losses incurred by any full or partial interruptions to business. It is possible to insure various financial criteria.

Assets insurance – insurance of buildings, constructions, goods and raw materials, securities, works of art, software etc. It also can cover all risks in full or separate risks as listed in the agreement

UniCredit Leasing’s cooperation partners offer all of the above as well as other insurance options. We would also be happy to provide you with advice on the options available, their application, what insurance is required etc. If needed, we will help you to find a solution for any non-standard insurance cases.