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Car leasing - just what you need!

In the business world the time is money. UniCredit leasing will help you find the best offer for your needs, whether you need an economic car for short and long family trips or a durable vehicle for the successful development of your business.

For the purchase of a car you can choose either financial or operative leasing.
 
Financial leasing is is the best solution if you plan to use the car in long-term.The client selects the car, concludes the leasing contract and makes a down payment to the leasing company. The leasing company buys the selected car from the seller, registers it in its own name and turns it over to the client for use. During the lease period the customer makes monthly payments, consisting of principal and interest, gradually paying the entire value of the car. At the end of the lease term the client has fully paid for the car and become its official owner.

Operational leasing isis a long-term rental, during which the client pays to the leasing company only a part of the original value of the car. This is the most suitable solution if the selected car is needed only for a period of time and at the end of the leasing term you don’t want to carry about its selling.

The leasing company purchases the car from the seller and rents it to the client for a period of time that is agreed upon in the lease agreement. Each month the client pays only for the depreciation of the car and the interest of the leasing company's purchase. At the end of the rental period, the client can choose one of the following options:

  • Extend the lease agreement or re-issue to a financial leasing;
  • Return the car to the buy-back company, according to agreement;
  • Redeem it by paying the remaining amount of the lease and obtain possession of it;
  • Give the redemption rights to another person.

Leasing object

UniCredit Leasing finances new and used cars for private and business needs. When choosing to buy a used car, you have to take into account that by the end of the lease period the car can’t be older than 12 years.

The car can be purchased not only form authorized dealers but also from any individual or legal entity.

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